PHOENIX MFB

Developers

Sandbox keys in minutes. Production in days.

One REST API over the whole platform, with a sandbox that mirrors production behaviour down to the webhook signatures.

How it works

Built to be integrated once.

Predictable resources, idempotent writes and replayable events — so an integration written this year still runs next year.

REST API

Resource-shaped endpoints, cursor pagination, and an idempotency key on every write.

Sandbox

A full-fidelity environment with seeded accounts and simulated inbound transfers.

Webhooks

HMAC-signed events, replayable for thirty days from the console.

SDKs

TypeScript, Python and PHP clients generated from the same OpenAPI spec.

The surface

A small API, on purpose.

Four resources cover most integrations. The rest of the spec is filters and reporting.

  • POST/v1/accountsIssue a virtual or sub-account
  • POST/v1/transfersMove money to any Nigerian bank
  • GET/v1/ledger/entriesRead the double-entry ledger
  • POST/v1/webhooksRegister a signed event endpoint

Questions

Before you open an account.

Most businesses are live in three working days once CAC registration, directors’ identification and a utility bill are submitted.

Ready to move money faster?

Tell us your volumes and we will map the rails to them.